Thus, the following objectives in the form of coherent systematization by combining four international banking systems and adapting new economic conditions and missions in Iran under a modern model and “adapted” to the missions and policy of the economic revolution and the new missions of the Central Bank to The following applies:
1- Real privatization of banks: including the real privatization of the current private banks and all companies related to the public and private banking system, and the assignment of missions and the structure of state-owned banks towards privatization; All under the supervision and authority of the new Central Bank and with the sole purpose of only new job descriptions of banks according to all the explanations provided; Profits of banks only from the performance of job description services and new missions such as tariffs for banking services and facilities and not through any other purpose other than new missions and related services and not from the interpretation of the current law to earn profits in any way; No direct penetration into business and capital markets; And that banks compete with each other to provide new services and the entry of Chinese and international banks and the addition of new services to provide cash flow in the cryptocurrency system based on the Chinese blockchain chain under government control and support (according to Description of investment and business models) and all based on the direct banking relationship between the Chinese currency and the current value of the Iranian rial.
Thus, despite the endogeneity of money; Money does not go in the hands of banks indefinitely and does not cause inflation.
2- Modern monetary policy and policy through open market operations: which is the most important tool for controlling banks; There was a nominal form, but what is currently being done in Iran has nothing to do with the politics of market operations, and is currently virtually irrelevant.
Establish and structure new cryptocurrency concept policies, especially its relationship with Chinese cryptocurrencies, to facilitate investment channels through the Chinese bloc with the support and oversight of the Chinese central government, which despite unknown support for other cryptocurrencies such as Bitcoin.
3- Exercising modern banking supervision; Based on the review and localization of Basel regulations and the implementation of the Market Discipline mission in such a way that market transparency and market surveillance are very effective in the new rail path of banking goals and oversight by both the banking supervisor (and ultimately the central legislator) and Towards the market, in order to maintain the balance of the path, the bank’s job description is analyzed and carefully guided in the direction of the goals.
4- Controlling the impact of the behavior of individuals in society: in order that the operations of the banking system are inflationary or not? That is, by implementing the above policies, it moves towards exiting inflation, and for example, at a time when the banks’ strategy is moving towards Aggressive, and facilities are ready to be provided for the new job description of banks; These facilities are used for the purposes of the economic revolution and the leap and development of production at a competitive level for the global consumer chain market, rather than being used to repay foreign facilities from the previous route and inflation.
In presenting the advantages and creating scalability and differentiation of different banking services according to the new banking line and policies in the 1400 government (whose detailed and simple executive strategies are mentioned in the same program), it announces examples of division and difference of international banking services:
In the world, “banking groups” are mainly divided into three groups:
Banks that are depositable and keep the money of wealthy individuals and institutions, and with the ratio of their initial capital adequacy, provide facilities for defined businesses (according to the description of the bank’s activities) by obtaining valid documents, and the ceiling of providing facilities is supervised. The accuracy of their credit committee and the precise calculation of risks will never be beyond the scope of repayment in the event of a business failure.
Like Standard Chartered Habib Bank AG Zurich (for example, in the United States recently up to $ 250,000 is guaranteed by law for individuals) and the entry of these banks into the stock market or any capital market is strictly prohibited due to the ban. It makes sense to create risk in depositors’ money.
Banks that are investors: These banks have a very high adequacy ratio according to different shareholders and a sufficient amount of money for special investment (with their activity system and risk-taking potential from equity capital and credit lines) with a more complex process of risk analysis capability. And the Credit Committee to accurately determine the IRR of projects by investing in the present feasibility study of specialized projects by accurately determining the zero point of present value, such as Morgan Stanly and some banking groups with both the Multi Business Model Combined Business Model program.
The City Group model, which invests, and the City Bank subsidiary also has a depository activity.
And other financial institutions such as Funds or specialized financial funds in the form of Fund if funds, ie the Syndicate of Financial Funds in the form of a fund and with the presence of investors and shareholders with the volume of credit lines or liquidity and for a certain time in the form of GP General Partner and Or LP Limited Partner participates in funds, including banks; Banking groups; Investment companies, individual real investors and other funds, etc. and new Fin-tech investment companies that are only for the separation of the scope and exact type of banking systems and activities and similar investment institutions to be used in business models of participation in Iran, especially With China and the private and even public sectors of this country in the form of networks as reliable sources of this collection under the auspices of the Strategic and Executive Committee of our collection و and formal communication with all these sources in the international legal framework based on the old communication network and The credits of Khashayar Salimi’s successful and long-standing cooperation with China have been established. In addition, the entire regulatory system and his investment laws have been carefully studied in the strategic value chain and the broad model of cooperation with China in Iran, and all their laws and institutions tech in the new era of business has been carefully studied in the form of a special model of participation and cooperation for the goals of the economic revolution in Iran in the portfolio of the economic revolution and at the time of implementation of this portfolio Will be taken.
In Iran, based on the outlines of banking missions, a plan has been prepared in the new banking system with the beginning of working capital from Chinese and foreign sources and the beginning of a rapid leap and the creation of added value according to the special advantages of partnership models; Banks by creating a new support space along with their worthy new missions and by turning the banks into new activities outside of only the existing retail banking activity – according to the classification mentioned in this section) and at the same time With the preparation of the OTC energy growth platform and the Chinese investment mechanism in the stock market to participate in energy potentials (a strong extended program has been set) and the entry of oil and petroleum products into the country’s stock exchange over-the-counter and strengthening these stocks by starting trading, the bank Can receive large shares as collateral from the stock market basket and the so-called “perfect commitment” mechanism in the stability of the energy exchange; And using the Margin Lending system to be able to implement the Raising money mechanism from Chinese and foreign sources in a wider volume and to support the capital market with more power in the area of responsibilities and in the form of their professional activities.
Thus, this wrong doctrine in Iran, which started in 1349 and also after the revolution, only its name was changed and continued to cause damage to the roots of the economy; It has caused Iran to have the longest period of inflation in human history, and the development of banks, along with other solutions, will be the most important key to stopping this abnormal event.
Finally, in an analytical framework based on a systematic program in the economy and the developments of the economic revolution, we have 7 important actors in the banking system; 1400 government, new central bank, current private banks, current state-owned banks, other Chinese and foreign banks and institutions (absent), sanctions system and strategy system of the new budget and program organization and in an analytical game according to all the explanations Given the portfolio of the economic revolution, under the lateral thinking system of our committee, the documented and important conclusion was reached that the actors who can change the course of the game and be game changers and reach a powerful series of new solutions and analytical and efficient solutions; The government is the new structure of 1400 and the new organization of the budget program.
And according to the plan of all the above developments, the subject of FATF will be reviewed according to the new policies and guidelines of the 1400 government and in a clear horizon, it will be possible to decide and determine the final task according to the expediency.
Paying special attention to the role of banks in a pessimistic situation to cause a social crisis in the new government and intelligent prevention with determination in changing their job missions; To play an effective and robust program at the beginning of change; The policy of adding certain taxes for the deposit of individuals in the bank should be formulated, which should be determined in proportion to its volume and time according to the relevant laws and regulations; At the same time and instead under the new government line and policies, in the new mission plan of the banks and in their new job description, while changing the main CEOs of the banks and using a combination of three Facilitative strategies (there is a potential will to implement change in managers New and activating it by removing obstacles and solutions), Re-educative strategy (retraining new policies and providing the logic of the need for change and increasing the information of CEOs and their decision-making team) and Persuasive strategy (accompanying managers to harmonize their professional feelings and inject Outlines of new bank job description policies by visualization) in root awareness and alignment of the central bank governor and all new bank CEOs with the new mission of banks to implement changes under the banner of the new economic revolution policy and also ; At the same time, for the executive body and branch managers and staff of banks; Use of power-coercive strategy in accordance with banking discipline, which is the exercise of legitimate power and superior power, and use of authority under the new rules of the Central Bank; We align the executive body and members of the bank branches for more sublime missions and key roles in the formation of banking positions commensurate with the massive economic growth resulting from the performance of the policies and policies of the economic revolution and for new missions to provide initial equity in production and business creation. Novin by informing them about the huge amount of working capital that will be achieved in this mission under the supervision of banks.
By combining and simultaneously implementing all the above in a decisive way and benefiting from the knowledge of experienced people and elites; Within a year, all banks will become the biggest opportunity and executive arm of the new government to implement the economic revolution by touching the progress of economic developments and realizing the importance and advantages of their business mission from the current threat position in the aggravation of the crisis.
At this stage, the banks are in a position to take a position in line with the developments and on the way to becoming a category of the above-mentioned banks, and to the center of a huge accumulation of domestic “working capital”, the new Iranian cryptocurrency; And foreign investments (in the form of foreign physical monetary units) and foreign exchange cryptocurrencies are converted under the new rules of the Central Bank; And this is the point at which the government has powerfully armed this banking potential, and it’s time to take the next step in implementing the strategy and directing these working capital to form credit line units – bank credit committees and even specialized funds with the participation of financial resources. China – in the first step with China and in the next steps with all future international financial resources – and attracting interbank joint ventures in the form of Money & Capital Raising – Banking Facilities Rising and is ready to provide the allocation of facilities in the form of “equity” 20%, or 80% provision of facilities in the form of financing against physical collateral or a supportive solution of “encouragement and preparation” / guarantee the redemption of goods in the global chain cycle based on new lines and policies for the emergence of domestic production capacity – in the form of models Creatively explained business – become.